Investment
A senior secured loan to the project, not equity. Ten percent annual interest paid each year. Principal returned in full at year five. Plus a residency benefit at the house every year for the life of the note.
The founder is otherwise self-funding the build. The note exists for people who’d rather buy in than miss the chance to be part of it from the beginning.
Founding Member · $100,000
15.0%
effective annual return
$10,000 / yr cash interest + $5,000 / yr in residency value
Repayment
Interest of 10% is paid in cash each year. Principal returns in a lump sum at the end of year five. By the end of the term you’ve received 150% of your principal back in cash, plus the residency value accrued along the way.
Example · Founding Member · $100,000
Same shape at every tier — scale by your principal.
| Year | Interest paid | Principal returned | Cash this year | Cumulative cash | Stay value |
|---|---|---|---|---|---|
| Year 1 | $10,000 | — | $10,000 | $10,000 | 30 nights · $5,000 |
| Year 2 | $10,000 | — | $10,000 | $20,000 | 30 nights · $5,000 |
| Year 3 | $10,000 | — | $10,000 | $30,000 | 30 nights · $5,000 |
| Year 4 | $10,000 | — | $10,000 | $40,000 | 30 nights · $5,000 |
| Year 5Maturity | $10,000 | $100,000 | $110,000 | $150,000 | 30 nights · $5,000 |
| Total | $50,000 | $100,000 | $150,000 | 150 nights · $25,000 |
Cash interest payments hit your account each year on the anniversary of issuance. Principal sits in independent escrow until the final payment. There’s no balloon, no PIK, no deferral — just plain interest in, principal back at five.
Compared to alternatives
| Allocation | Annual return | Risk | Liquid |
|---|---|---|---|
5-year US Treasury | ≈ 4.5% | Sovereign | Yes |
High-yield savings | ≈ 4.5% | FDIC-insured | Yes |
S&P 500 (long-run) | ≈ 10% | Equity | Yes |
Elysium · Founding Member | 15.0% effective | Real-estate-secured · personal guarantee | 5-year |
Elysium effective return assumes you actually use the residency benefit. Cash-only return is 10% APR. Stay value priced at the published $5,000/month rate.
The terms
The tiers
Companion
$10,000
10% APR · $1,000 / yr
The accessible entry point. A long weekend a year.
A long weekend at Elysium each year
Effective annual
15.0%
5-year cash returned
$15,000
+ $2,500 stay value
Friend
$50,000
10% APR · $5,000 / yr
Two weeks a year. The mid-tier sweet spot.
Two weeks at Elysium each year
Effective annual
14.7%
5-year cash returned
$75,000
+ $11,667 stay value
Founding Member
$100,000
10% APR · $10,000 / yr
The core offering. A month a year. Five years.
One full month at Elysium each year
Effective annual
15.0%
5-year cash returned
$150,000
+ $25,000 stay value
Cornerstone
$250,000
10% APR · $25,000 / yr
The deepest commitment. The closest seat at the table.
Three months at Elysium each year
Effective annual
16.0%
5-year cash returned
$375,000
+ $75,000 stay value
Stay nights accumulate annually and roll forward. Transferable to family or business associates with notice. Subject to availability — book through the same calendar paying members use.
Why this works
For the house
For you
Risk · honestly
Construction overrun
Indonesian projects can slip. Six months of opening buffer is budgeted. Builder has delivered residential at this scale before. Note interest accrues from issuance regardless of opening date.
Slower ramp than modelled
Demand assumptions are conservative — 70% occupancy by year two, 85% steady-state. Modelled cash flow services interest comfortably at 60% occupancy. Stress test at 50% still meets the coupon.
Macro / FX
USD-denominated. Operating costs in IDR. Three-month FX reserve. Interest payments in USD direct to lenders.
Operator concentration
Founder-operated. Personal guarantee. Successor operations agreement in place with experienced hospitality partner.
The conversation
Nothing on this page replaces an actual conversation. The full financial model, operating projections, comparable transactions, and deal documents arrive after a first call.